Dave founded White Oak in 2016 with a mission to empower clients to become engaged with their financial plan and in control of their financial future. White Oak was designed as a client service company and everything we do is focused on providing transparent, customized financial advice in accordance with our fiduciary duty. Today, White Oak stands apart from other firms in an industry mired by conflicts of interest and a lack of transparency. Dave believes clients are best served by an advisory relationship rooted in clarity, trust, and a commitment to putting client interests first.
Dave's interest in finance and investing began in high school and eventually led him to earn both a Bachelor of Science and a Master of Science degree in Finance from the University of Baltimore. That early interest grew into a professional calling to help individuals and families understand complex financial decisions with clarity and consistent guidance.
Following a successful 20 year career in the banking, trust, and registered investment advisory industries, Dave brings a deep understanding of the complexities families face as they plan, invest, and preserve wealth. He works closely with clients to deliver thoughtful guidance and candid advice, helping families build sustainable financial independence. Dave continues to work with clients as well as many of their adult children, ensuring that White Oak's commitment to service endures for multiple client generations.
Outside of White Oak, Dave enjoys volunteering, traveling, golfing, and spending time with his wife and daughter. He serves on the Advisory Board of Historic Ships in Baltimore and chairs their finance committee.
For additional background and regulatory disclosures, please visit Dave's Investment Adviser Public Disclosure profile.
M.S. Finance
Managing Partner
Justin joined White Oak in 2019, following a ten-year career with Northwestern Mutual where he served as the Director of Advanced Financial Planning & Wealth Management for the Annapolis Group.
Our clients benefit from Justin's ability to intimately understand their unique priorities and develop effective financial plans that address their goals. He specializes in personal and business planning, tax-efficient wealth accumulation, retirement income planning, legacy wealth planning, and qualified retirement plan design.
Justin is past president and serves on the executive committee of the Anne Arundel Estate Planning Council. He earned his Bachelor's degree from the University of Maryland, College Park, and a Master of Science in Financial Services with a Concentration in Retirement Planning, as well as graduate certificates in Estate Planning and Tax, and Business Succession Planning from The American College of Financial Services.
Research Justin's background on the SEC's Investment Adviser Public Disclosure website here.
CFP®
CERTIFIED FINANCIAL PLANNER®
The CFP® mark, awarded by the CFP Board, certifies comprehensive training in financial planning, investments, taxes, retirement, and estate planning under a fiduciary standard.
ChFC®
Chartered Financial Consultant
Awarded by The American College of Financial Services, ChFC® reflects advanced, comprehensive training across insurance, taxes, retirement, and estate planning.
CLU®
Chartered Life Underwriter
Awarded by The American College of Financial Services, CLU® denotes specialized expertise in life insurance, risk management, and estate planning strategy.
RICP®
Retirement Income Certified Professional
Awarded by The American College of Financial Services, RICP® focuses on building sustainable retirement income strategies, including Social Security and portfolio withdrawal planning.
CASL®
Chartered Advisor for Senior Living
Awarded by The American College of Financial Services, CASL® centers on guiding clients from middle age through retirement, including wealth preservation and transfer.
AEP®
Accredited Estate Planner
Awarded by the National Association of Estate Planners & Councils, AEP® is a graduate-level estate planning credential emphasizing a collaborative, team-based planning approach.
REBC®
Registered Employee Benefits Consultant
Originally developed by The American College and now issued by NAHU, REBC® covers group benefits, retirement plans, and executive compensation strategy.
ChHC®
Chartered Healthcare Consultant
Originally developed by The American College and now issued by NAHU, ChHC® covers healthcare system changes and their impact on financial and benefits planning.
The newest addition to White Oak, Andrew joined in June 2026 as a Financial Planning Analyst, bringing with him a strong academic foundation and a passion for client-centered financial planning. After interning with our firm in 2024 and 2025, Andrew came into his role already understanding White Oak's philosophy, planning process, and the high standard of care we bring to every client relationship.
Andrew graduated from the University of Delaware with a double major in Finance and Financial Planning & Wealth Management. He has passed the Series 65 examination and has completed his CFP® coursework, with certification currently in progress.
In his role, Andrew works closely with the advisory team on Roth conversion modeling, tax planning analysis, portfolio reviews, client meeting support, and maintaining each client's planning information with accuracy and care.
Research Andrew's background on the SEC's Investment Adviser Public Disclosure website here.
In his spare time Andrew enjoys remaining active by skiing, playing basketball and spending time at the beach with family and friends.
Series 65
Candidate for CFP® certification
B.S. Finance
B.S. Financial Planning & Wealth Management
Angie joined White Oak in August 2025, bringing more than two decades of leadership in corporate office management, business operations, executive support, and team coordination. She has led teams and operational initiatives across financial advisory firms, engineering services firms, and healthcare organizations throughout the Mid-Atlantic.
As Business Operations Manager, Angie oversees the operational functions that support the client experience and the day-to-day needs of the firm, including onboarding, scheduling, systems optimization, communications, internal workflows, vendor coordination, and process improvement. She brings a strong focus on organization, consistency, accountability, and operational efficiency, helping ensure White Oak runs smoothly as the firm continues to grow.
Our clients benefit from Angie’s dedication to responsiveness, follow-through, and a high standard of care. She works closely with the advisory team to help ensure client interactions are handled with care, attention to detail, and the thoughtful, personal service White Oak clients have come to expect.
In her personal time, Angie most enjoys spending time with her husband, their four dogs, and their son and his family. She’s involved with several animal rescue organizations and has a heart for helping animals in need. She also loves remodeling, so there is usually a project in progress at home, with another one never too far behind.
Business Operations Manager
20+ Years Experience
